As a stay at home mom, I am always thinking of ways to cut costs and save money each month. Being a stay at home parent has humbled me in a way that I never knew was possible. I look at it as learning a huge lesson in life, and for that, I am thankful! My parents always taught us how to save and work hard for our money, also, but until I was in a real life situation where we only had one income, that is where I learned even more how to be frugal, and find creative ways to save money each month. These are 13 ways I save money each month:
13 Ways I Save Money Each Month
- Wash my car in the driveway instead of a service car wash (lets say you wash your car once a week at an average of $8 a wash, that’s a $416 savings)
- Cut my children’s hair(at an average of $25 each month for my son, alone, I have saved close to $1k by doing it myself for the past 6 years, and this doesn’t include how much I’ve saved on the girl’s hair)
- Prepare meals at home(instead of eating out, tip yourself instead of a waitress/waiter) For a family of 5 to eat out that is around $35-$50 for a casual dinner, say you eat out twice a week, that’s a savings of over $5k a year and that doesn’t include the tip!!!
- Don’t drink Soda(for the most part we drink, just water, its healthier & cheaper) The average 12/24 pack of soda is $5/or $10, if you drinking a soda each day for water, you could save $150/$300 per person in your house each year.
- Cut the Cable(Fire TV) We recently did this and I cannot even begin to explain the weight lifted off from not having a contract, never guessing when the satellite/cable co. was going to jack up our contract, never worrying about a contract ever again for TV. We are loving Fire TV!!!! You only purchase the fire stick itself, for a 1 time fee and only if you want Netflix, Hulu, specialty channels like that, do you pay extra per month. You can cancel those services anytime you like, however! So for example, we subscribe to Hulu and all we pay for our TV is $40 each month and we get every single station and sports we can imagine. I cannot suggest this enough. We do still have to pay for our wireless each month. The Fire TV is a streaming device that works off of your internet signal in your home, so you don’t have to worry about a satellite going out during a storm or anything like that. It was a scary change at first, but now we are wondering why we didn’t make that change sooner! Get your Fire TV here! (so lets say on average Cable/Satellite is $75-$100 each month, that’s a savings of $1,200 minus if you subscribe to Netflix or Hulu, etc).
- Bump up the thermostat during the day
- Do my own manicure/pedicure (again if these average $30 for a pedicure, say I got one once every 2 weeks, I could save over $360 a year by doing it myself)
- Skip the Starbucks (at $5-$7) each cup, if you went 3 times a week, you could save around $1k a year! Not to mention the additional savings by not ordering a food item that nine times out of 10 you would get!!!
- DIY(all that I/we can) Since my husband is in the turf/outdoors industry, he does all of our yard prep, fertilizing, aerating, seeding, landscaping, etc. Also since I luckily married a handyman, I
hirebeg him to do all my home design projects. Hey, if he wanted all those tools and saws, may as well put them to good use, right!!!! He even installed all of our baseboards and trim when we finished our basement, and saved a ton of cash on labor alone! I have made my own curtains, using hem tape, and painted a lot of the walls in our house. Recently, we did a diy shiplap focal wall in our basement(of which I cannot wait to reveal to you all)!!! Labor costs a lot and really adds up, so if you can do it yourself, you’ll be saving a ton of cash!
- Buy used kids clothes(I rarely buy new)
- Buy store brand instead of name brand food
- Use Ebates.com every time I purchase something online & I always price shop everything I buy! Ebates is essentially an online coupon site that you visit and it will then direct you to the site you are looking for, and depending on the day, you’ll receive a certain % cash back off of each purchase. Then each month a check is sent directly to you. It really is as easy as that. Use this code for $10 off your first order through Ebates!!!!
- Buying food in bulk(Meat is typically cheaper at Sam’s Club/Costco, toilet paper, paper towels, wet wipes, trash bags) I get a lot of our home essentials here
Other Great ways to save annually:
** Call your cell phone provider/Internet and see if you can save any $ each month, same with your car insurance co.
**Switch out your light bulbs for LED or install the smart light bulbs that you can set on your phone to be turned off (genius if you have kids! It’s a rarity that kids actually shut the lights off when they leave a room). Shop them here.
**Buy Energy Saving Appliances
**If possible, have your husband or if you can, change your car oil instead of paying someone else the labor!
**If you have a large window(s) that faces the afternoon sun, I installed a tinted window film, myself, that kept out a ton of heat in the house. You can find these at Lowes, or Home Depot, or also here.
**Check all of your door & window seals and replace weather-stripping if need be.
**Sell items you no longer use or wear on Ebay, Poshmark, Craigslist, or Facebook
**If you know what you’re doing, color your hair at home. This can save you tons from going to the salon(admission: I did a box kit at home, which turned into 2 more additional ones to try to correct what I had done, turned my hair grey, then had to go back to my stylist to fix what I had done) True Story: so now I do splurge on getting my hair done! But it’s a great way to save a ton of dough throughout the year if you know what you’re doing!